:root{--navy:#112846;--gold:#d8a33c;--light:#f5f7fa;--muted:#64748b}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f7f9fc;color:var(--navy);font-family:Inter,Arial,sans-serif}
a{text-decoration:none;color:inherit}
button,input,select{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.header{height:78px;background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 18px #10213a12}
.nav{height:100%;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{font-size:30px;font-weight:900;color:var(--gold);display:flex;align-items:center;gap:12px;white-space:nowrap}
.logo span{font-size:22px;color:var(--navy);letter-spacing:-.8px}
.logo b{color:var(--gold)}
.logo small{display:block;font-size:10px;letter-spacing:1px;color:#8591a0;font-weight:500}
nav{display:flex;align-items:center;gap:23px}
nav a{font-size:13px;font-weight:650}
nav a:hover,.section-heading a{color:#b8872c}
.btn{padding:14px 21px;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:6px;font-weight:750;font-size:13px;text-align:center}
.gold{background:var(--gold);color:#17243a}
.gold:hover{background:#e8b755}
.outline{border:1px solid #a8b3bf;background:#ffffffdf}
.mobile-menu{display:none}
.hero{min-height:490px;position:relative;background:linear-gradient(90deg,#f4f6f9 0%,#f4f6f9 37%,#f4f6f9e0 51%,#f4f6f900 76%),url('https://images.unsplash.com/photo-1497366811353-6870744d04b2?w=1600&q=85') center right/cover}
.hero-inner{min-height:490px;display:flex;align-items:center}
.hero-copy{max-width:625px;padding:45px 0}
.eyebrow{color:#bc8727;font-size:11px;letter-spacing:1.8px;font-weight:850}
h1{font-size:clamp(35px,4vw,56px);line-height:1.14;letter-spacing:-2px;margin:20px 0}
h1 em,h2 em{color:#c38e30;font-style:normal}
.hero p{font-size:15px;line-height:1.9;color:#516174;max-width:520px}
.buttons{display:flex;gap:12px;margin:25px 0}
.benefits{display:flex;gap:20px;flex-wrap:wrap;font-size:11px;color:#52657a;font-weight:650}
.services{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:-30px;position:relative;z-index:2}
.service,.panel,.contact,article{background:#fff;border:1px solid #e9edf2;border-radius:10px;box-shadow:0 7px 25px #172b4210}
.service{padding:25px 23px;transition:.2s}
.service:hover{transform:translateY(-4px);box-shadow:0 15px 30px #172b4220}
.service-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:8px;background:#fdf5e6;color:#bb882e;font-size:29px}
.service h3{font-size:17px;margin:18px 0 8px}
.service p{font-size:12px;line-height:1.8;color:#728095;min-height:43px}
.service b{font-size:12px;color:#bb882e}
.two-cols{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:40px}
.panel{overflow:hidden}
.calculator{padding:28px}
h2{font-size:24px;letter-spacing:-.7px;margin:0 0 12px}
.sub{color:var(--muted);font-size:13px}
.tabs{display:flex;background:#f4f6f9;padding:5px;border-radius:7px;margin:22px 0;gap:5px}
.tabs button{flex:1;border:0;background:transparent;padding:11px 4px;border-radius:5px;font-size:11px;cursor:pointer;color:#52637a}
.tabs button.selected{background:var(--navy);color:#fff}
.calculator label{display:flex;justify-content:space-between;font-size:13px;font-weight:700;margin:20px 0 12px}
.calculator label strong{color:#c18e36}
input[type=range]{width:100%;accent-color:var(--gold)}
select{width:100%;padding:13px;border:1px solid #dce3eb;border-radius:6px;background:white;color:var(--navy)}
.result{background:#f5f7fa;padding:20px;margin-top:20px;border-radius:7px;display:flex;align-items:center;justify-content:space-between;gap:10px}
.result span{font-size:12px;color:#637185}
.result strong{font-size:26px}
.disclaimer{font-size:11px;color:#8490a0;line-height:1.6}
.full{width:100%}
.why{position:relative;min-height:440px;background:#142b47;color:#fff}
.why-image{position:absolute;inset:0;background:linear-gradient(90deg,#0e2545f5,#0e2545ad),url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?w=1100&q=85') center/cover}
.why-content{position:relative;padding:52px 40px}
.why h2{font-size:32px;line-height:1.3}
.why ul{padding:0;list-style:none;margin-top:26px}
.why li{padding:10px 0;font-size:14px;border-bottom:1px solid #ffffff21}
.lower{display:grid;grid-template-columns:2fr 1fr;gap:22px;margin-top:45px;margin-bottom:55px}
.section-heading{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:15px}
.section-heading h2{font-size:22px}
.section-heading a{font-size:12px;font-weight:700}
.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
article{padding:18px}
.article-icon{height:105px;background:linear-gradient(135deg,#dce6f1,#a7bdd1);display:grid;place-items:center;font-size:50px;color:#274b71;border-radius:7px;margin-bottom:16px}
article small{color:#bd8a32;font-size:10px;font-weight:800}
article h3{font-size:15px;line-height:1.5}
article p{font-size:12px;color:#77869a;line-height:1.7}
.contact{padding:27px;text-align:center;background:#edf2f7}
.contact-icon{font-size:44px;color:#c19036}
.contact h2{font-size:22px;line-height:1.4}
.contact p{font-size:13px;color:#6d7b8d;line-height:1.8}
.query{display:block;margin-top:17px;font-size:12px;text-decoration:underline}
footer{background:#11243e;color:#fff;padding:38px 0}
footer .container{display:flex;align-items:center;justify-content:space-between;gap:15px;flex-wrap:wrap}
footer strong{font-size:20px}
footer p,footer small{color:#acb8c8;font-size:11px}
footer a{font-size:12px;margin-right:14px}
@media(max-width:1000px){nav{gap:12px}.nav-btn{display:none}.services{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){
.header{height:68px}.logo span{font-size:19px}.mobile-menu{display:block;background:none;border:0;font-size:25px;color:var(--navy)}
nav{display:none;position:absolute;top:68px;left:0;right:0;background:white;flex-direction:column;align-items:stretch;padding:20px;box-shadow:0 15px 20px #0002}
nav.open{display:flex}
.hero,.hero-inner{min-height:480px}
.hero{background:linear-gradient(90deg,#f5f7f9f5,#f5f7f9db),url('https://images.unsplash.com/photo-1497366811353-6870744d04b2?w=900&q=80') center/cover}
.hero-copy{padding:40px 0}
h1{letter-spacing:-1.2px}
.buttons{flex-direction:column;align-items:stretch}
.services{grid-template-columns:1fr 1fr;gap:10px;margin-top:15px}
.service{padding:17px}.service h3{font-size:14px}.service p{font-size:11px}
.two-cols,.lower{grid-template-columns:1fr}
.articles{grid-template-columns:1fr 1fr}
.calculator{padding:20px}.result strong{font-size:20px}
}
@media(max-width:420px){.services,.articles{grid-template-columns:1fr}.tabs button{font-size:10px}.benefits{gap:10px}}

/* KredimAnında - Lacivert üst menü */
.header {
    height: 90px;
    background: linear-gradient(105deg,#111a2c,#202e45);
    border-bottom: 1px solid #64748b;
}

.header .logo {
    color: #dba83c;
}

.header .logo span:not(.brand-symbol) {
    color: #fff;
}

.header .logo b {
    color: #e6b653;
}

.header .logo small {
    color: #cbd5e1;
}

.header nav {
    gap: 0;
}

.header nav a {
    color: #e5eaf2;
    padding: 5px 13px;
    border-right: 1px solid #8390a2;
    white-space: nowrap;
    font-weight: 650;
}

.header nav a:last-child {
    border-right: 0;
}

.header nav a:hover {
    color: #f1c46c;
}

.header .nav-btn {
    background: linear-gradient(110deg,#93c5fd,#285de4);
    color: #08172c;
    border-radius: 30px;
    padding: 14px 26px;
}

.header .mobile-menu {
    color: #fff;
}

@media (max-width: 1180px) {
    .header nav a {
        padding: 5px 8px;
        font-size: 11px;
    }
}

@media (max-width: 1000px) {
    .header .nav-btn {
        display: none;
    }
    .header nav {
        display: none;
    }
    .header nav.open {
        display: flex;
    }
}

@media (max-width: 700px) {
    .header {
        height: 70px;
    }
    .header nav {
        top: 70px;
        background: #17243a;
    }
    .header nav a {
        padding: 13px;
        border-right: 0;
        border-bottom: 1px solid #ffffff22;
        font-size: 14px;
    }
}